Articles for category: Personal Finance

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Budgeting

How do I get my spouse on board with budgeting?

How to Talk Your Significant Other into Budgeting And something that can come with a lot of stress is managing finances in your relationship, especially when one partner (looking at you) might be more keen on budgeting than the other. However, if you are in this boat then do not fear! These 4 strategies will help you get your ...

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tax refunds

Many Americans rely heavily on their tax refunds to make ends meet. As inflation lingers, it makes questions like “where’s my refund?” all the more urgent.

How tax refunds matter to most Americans With decreasing quality in much of the U.S. economy, there are more people than ever relying on their income tax refunds to meet day-to-day financial needs and make needed purchases or investments. With the money issues many families face thanks to inflation, these amounts more than just some extra dough- ...

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save money on groceries

How do I save money on groceries when costs keep increasing?

How to Cut Back on Grocery Spending Due to Rising Food Costs With the cost of groceries skyrocketing in this economy, it’s natural to look for ways to trim our shopping bills. With prices on the rise, it feels difficult to balance our budget while also feeding those we love with meals that can fuel their day. We ...

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The Savings Challenge

The Savings Challenge: Understanding Our Financial Goals

The Savings Challenge: Understanding Our Financial Goals Aaghast truth that, throughout human history, no generation ever saved 25% of its gross income for needs yet to come. Yet this target, so often touted as a litmus test for financial well-being, is out of reach for large swathes of the population. So what does this mean for those ...

Baby Boomers and Money

12 Reasons Baby Boomers Have So Much Money

12 Reasons Baby Boomers Have So Much Money The Baby Boomer generation, usually born between 1946 and 1964 holds a substantial share of the wealth in America & other Western nations. This group of people has gone through different historical, economic and social realities that have made them to become financially in a certain way. 12 Reasons ...

Wealth Building

Automating is the easiest way to build wealth

The Power of Automation: A Simple Path to Wealth Building Indubitably, in this era of fast-paced life time is a valuable element. There are countless pressures pulling at us from various directions, so it can be difficult to find the time to focus on wealth-building. However, some key parts of our financial lives can be made substantially easier ...

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Economic Obstacles

Economic Obstacles: The Who Requires To Place In?

Economic Obstacles: The Who Requires To Place In? Given the current economic landscape, you may find yourself feeling like everything is trying to control your financial life. And while that can be a tall order to fill, especially with inflation steadily climbing higher rates and all the economic turmoil we are going through (ahem… real estate market), it ...

Is Your Brain Keeping You Broke

Is your brain keeping you broke?

Is Your Brain Keeping You Broke? Money can be a never-ending battle that leaves you feeling hopeless, have you ever thought it could actually just be in your head? Studies have shown that the way we feel and deal with money can go a long way to determining our financial health. How Mindset Affects Money The thoughts and actions ...